10/11/2026

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Local payment methods abroad: build the payment list for the payer, not the parcel

Local payment methods abroad: build the payment list for the payer, not the parcel

by Ramon Helwegen | Nov 25, 2021 | Online checkout

A local payment method follows the shopper’s bank, not the delivery address In November 2021 PYMNTS published a Deep Dive arguing that local payment methods would carry the next phase of cross-border ecommerce. It counted more than 450 local methods in use...
Cross-border shoppers judge you after the payment: returns, refunds and the withdrawal button

Cross-border shoppers judge you after the payment: returns, refunds and the withdrawal button

by Ramon Helwegen | Nov 24, 2021 | Conversion

A shopper abroad gives you one order to prove yourself, and most of that order happens after the payment In November 2021 PYMNTS interviewed Na’Imah Muhammad, owner of Brazilian Bundle Me, an online seller of wigs and hair extensions, for its Cross-Border Retail...
One-click pay later meets the EU credit rules at the first purchase

One-click pay later meets the EU credit rules at the first purchase

by Ramon Helwegen | Nov 23, 2021 | Payment provider

The new EU credit rules move the pay-later credit check into the first purchase In November 2021, when the Australian BNPL company Zip finalised its acquisition of Twisto for 89 million euros, the Prague-based firm’s founder and chief executive Michal Smida gave...
What the shopper reads after a declined payment decides whether they try again

What the shopper reads after a declined payment decides whether they try again

by Ramon Helwegen | Nov 16, 2021 | Conversion

One line of text after a decline decides whether the shopper tries again When a payment fails, the shopper gets a message, not a reason. What happens next depends on three things: what that message says, what the page still holds once it appears, and what it offers as...
Shoppers come back to finish an order, so build the checkout for the return visit

Shoppers come back to finish an order, so build the checkout for the return visit

by Ramon Helwegen | Nov 15, 2021 | Conversion

A cart left before checkout is often an order postponed, so build the checkout for the shopper who comes back In November 2021 PYMNTS published Consumer Choice at the Checkout, a report produced with Checkout.com on what keeps online shoppers with a merchant. It draws...
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Independent commentary on what moves conversion at the checkout. Editorial direction by Ramon Helwegen, payments specialist and founder of EcomStream. Editorially independent. No ads. No sponsored content.

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