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There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on tools like passwords, one-time passcodes, biometric selfies and voice checks to power online authentication. On the other are...

The strategy was simple. If a card was used most often, it would generate the most transaction volume and deepen the relationship between the cardholder and issuer. However, that dynamic is beginning to shift. Consumers now move fluidly between credit cards,...

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate customers. That is the central theme of the December edition of the Payments Orchestration Tracker...

Every day seems to bring another announcement about artificial intelligence agents that can search, compare and buy on a consumer’s behalf. The momentum is real. So is the attention. But much of that attention has centered on the technology itself, the...