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Banks Use AI to Make Credit Card Rewards More Personal

Banks Use AI to Make Credit Card Rewards More Personal

The strategy was simple. If a card was used most often, it would generate the most transaction volume and deepen the relationship between the cardholder and issuer. However, that dynamic is beginning to shift. Consumers now move fluidly between credit cards,...

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47% of Merchants Report False Declines Cost Them Sales

47% of Merchants Report False Declines Cost Them Sales

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate customers. That is the central theme of the December edition of the Payments Orchestration Tracker...

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