Klarna Expands Debit Card to Anchor US Payments Strategy

As consumers lean on the simplicity and control of debit payments, FinTechs are weaving these cards into their platforms, not just as payment tools, but as vital threads that stitch together expanding ecosystems. Recent PYMNTS Intelligence...

Zopa Acquires Rvvup to Drive Embedded Finance Business

The company said the deal, announced Monday (Sept. 1), will accelerate its retail finance services and triple the size of Zopa’s embedded finance business within two years. “This unique offering drives multiple benefits for merchants and end...

Building loyalty in a post-pandemic home improvement landscape

Loyalty is still alive in retail, but the rules have changed. Today’s home improvement shoppers are more channel-savvy and intent-driven than ever before, creating new opportunities for retailers to deepen relationships beyond traditional...

Debunking synthetic identity fraud: a growing threat to payment security: By George Ralchev

As digital payments continue to evolve, so too do the threats that accompany them. Synthetic identity fraud is a complex and rapidly growing form of financial crime that’s increasingly difficult to detect using traditional methods. With...

Consumers Warm Up to AI Shopping Tools Across Generations

Artificial intelligence (AI) is moving beyond search and recommendations into actively helping consumers shop, with new agentic AI tools designed to browse, compare and even purchase products on behalf of consumers. New data from PYMNTS...
Durbin to reintroduce credit card competition bill

Durbin to reintroduce credit card competition bill

The Credit Card Competition Act proposed by Sen. Dick Durbin failed to pass before the congressional session ended last month, but he plans to keep pushing ahead with the bill. Durbin (D-IL) plans to reintroduce the bill in the new 118th congressional session...

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Buy Buttons: Less Friction, More Conversions

Buy Buttons: Less Friction, More Conversions

As consumer spending slows, e-commerce organizations need to optimize their customer journeys to encourage conversions. The checkout page is often a good place to start. Slow, complicated checkout processes have pushed at least a third of consumers to abandon...

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