47% of Merchants Report False Declines Cost Them Sales
Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate customers. That is the central theme of the December edition of the Payments Orchestration Tracker series,...
AI Wants Checkout but Spreedly Says Merchants Keep the Keys
Every day seems to bring another announcement about artificial intelligence agents that can search, compare and buy on a consumer’s behalf. The momentum is real. So is the attention. But much of that attention has centered on the technology itself, the interfaces...
Project Postmortems for UX Teams: Learning from Success and Failure
Summary: Although postmortems are one of the most powerful learning tools in product development, most teams haven’t yet discovered how to use them effectively. The concept of postmortem is borrowed from engineering teams, who’ve been using postmortems...
Stars Align for Passkeys but Will Adoption Follow?
A merchant’s returning customer attempts to complete a $1,800 luxury purchase on a mobile device, mistypes a password twice, triggers a reset email and leaves before the link arrives. A reused password harvested in an unrelated breach enables a criminal to access a...
Why False Declines, Data Silos Are Next Big Payments Challenge
The payments industry is locked into a race toward speed. Faster rails, real-time settlement, one-click checkout, invisible authentication and more innovations are all pointed toward one assumption: that friction is the enemy, and technology’s job is to eliminate it....Other articles
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