Debunking synthetic identity fraud: a growing threat to payment security: By George Ralchev
As digital payments continue to evolve, so too do the threats that accompany them. Synthetic identity fraud is a complex and rapidly growing form of financial crime that’s increasingly difficult to detect using traditional methods. With global fraud rates ...
Consumers Warm Up to AI Shopping Tools Across Generations
Artificial intelligence (AI) is moving beyond search and recommendations into actively helping consumers shop, with new agentic AI tools designed to browse, compare and even purchase products on behalf of consumers. New data from PYMNTS Intelligence shows that...
84% of Shoppers Want One-Click Checkout
In the rush to expand internationally, merchants may be overlooking a simple but potent tool: the one-click checkout. While digital wallets and real-time payments grab headlines, the frictionless final step of the transaction may hold the greatest potential for...
Embedded Finance Emerges as Growth Engine for Q2 Earnings
Executives across the payments and lending spectrum have used their second-quarter earnings calls to emphasize embedded finance not just as a future prospect, but as a present-day growth engine. Embedded finance broadly refers to payments or banking functions...
Deep Dive: What Shopify’s AI Storefront Updates Mean for Commerce and Payments: By Sam Boboev
Shopify is betting big that conversational AI agents will become the new storefronts of the internet – and it’s rolling out some ambitious tools to make that happen. If phrases like Model Context Protocol (MCP) and Global Catalog sound like sci-fi...
Phones Overtake Cards as Singapore’s Favorite Checkout Tool
In the “2025 Global Digital Shopping Index: Singapore Edition,” released by PYMNTS Intelligence and commissioned by Visa Acceptance Solutions, a survey of 1,510 consumers and 425 merchants in Singapore, underscores the reality that smartphones are not just...
Unlocking Savings: Applying Coupons in E-Commerce Checkout Part 26
Welcome to the twenty-sixth video in our E-Commerce series! 💰 In this tutorial, we'll guide you through the process of applying coupons during the checkout process, enabling your customers to unlock savings and enjoy discounted purchases. 🛒 What you'll learn:...
Why Software Platforms Still Struggle to Turn Payments Into Profits
Software platforms run the world. Healthcare, logistics, travel, insurance — every industry now relies on software to streamline operations and deliver value. However, as macroeconomic pressures mount, embedding payments into those platforms has moved from a...
Businesses Use Credit Card Tactics to Boost Pay by Bank
A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing businesses could be substantial, potentially surpassing the expenses of traditional...