Visa Says Login Isn’t Enough as AI Enters the Checkout Flow

There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on tools like passwords, one-time passcodes, biometric selfies and voice checks to power online...

Shopify’s USDC Integration Paves Path for Crypto Adoption

Merchant friction and user confusion are two big barriers holding retail stablecoins back. Or is it user friction and merchant confusion? Regardless, the success of stablecoins as a payment mechanism across eCommerce is increasingly coming...

Visa Scales Agentic Commerce via Stripe Protocol Collaboration

Visa is supporting Stripe and Tempo’s Machine Payments Protocol (MPP) by enabling card-based payments for trusted autonomous agent payments. The company is extending MPP to support card-based payments on its global network and enabling the...

Banks Use AI to Make Credit Card Rewards More Personal

The strategy was simple. If a card was used most often, it would generate the most transaction volume and deepen the relationship between the cardholder and issuer. However, that dynamic is beginning to shift. Consumers now move fluidly...

47% of Merchants Report False Declines Cost Them Sales

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate customers. That is the central theme of the December edition of the Payments...

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