85% of Merchants Say Fraud Tools Must Reduce Checkout Friction

Merchants fighting fraud increasingly face a strategic challenge that extends beyond blocking criminals. The real task is protecting revenue while keeping checkout smooth for legitimate customers. A new PYMNTS Intelligence report suggests...

Survival vs. Splurge Defines the New Consumer

The most endangered species in retail isn’t brick-and-mortar. It’s the mid-market shopper share of wallet. Findings in the March edition of the PYMNTS Intelligence “Share of Wallet: Amazon vs. Walmart” report reveal that modern consumer is...

Walmart Shuts Down Agentic Commerce With OpenAI

Walmart is pulling back from OpenAI’s Instant Checkout feature inside ChatGPT after internal data showed conversion rates were roughly three times lower than transactions completed on its own website, as reported by Wired. The shift marks an...

Visa Says Login Isn’t Enough as AI Enters the Checkout Flow

There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on tools like passwords, one-time passcodes, biometric selfies and voice checks to power online...

Shopify’s USDC Integration Paves Path for Crypto Adoption

Merchant friction and user confusion are two big barriers holding retail stablecoins back. Or is it user friction and merchant confusion? Regardless, the success of stablecoins as a payment mechanism across eCommerce is increasingly coming...
Why Password Retirement Can’t Happen Soon Enough

Why Password Retirement Can’t Happen Soon Enough

Passwords are, in a word, broken. We all know this — and yet we continue to use them almost reflexively. “Passwords provide a poor user experience in part because you need to remember all of them, and they’re an insecure form of authentication,” Entersekt...

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Worldline Launches WL Account-Based Payments

Worldline Launches WL Account-Based Payments

European payment provider Worldline on Monday (Sept. 27) introduced WL Account-Based Payments, an open banking account-to-account (A2A) payment program that lets online businesses launch a custom-branded payment method. WL Account-Based Payment allows third...

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