Why Software Platforms Still Struggle to Turn Payments Into Profits
Software platforms run the world. Healthcare, logistics, travel, insurance — every industry now relies on software to streamline operations and deliver value. However, as macroeconomic pressures mount, embedding payments into those platforms has moved from a...
Businesses Use Credit Card Tactics to Boost Pay by Bank
A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing businesses could be substantial, potentially surpassing the expenses of traditional...
Two-Thirds of Businesses Will Switch for Embedded Finance
Software has already eaten much of the enterprise world, and now the digital revolution is coming for Main Street. Small and medium-sized businesses (SMBs), the heart and soul of commerce around the world, are ready and primed for it. That’s according to PYMNTS...
Almost All Cross-Border Shoppers Want to Use Local Currency
Global expansion for eCommerce merchants, while offering vast opportunity, remains a complex arena where payment failures and consumer preferences can quickly derail international sales, according to a new report. The “Payments Optimization: Powering Global...
Retailers in Mexico Face Pressure to Unify In-Store, Mobile
Mexico is evolving into a mobile-first consumer market, a shift that presents opportunities for financial services and merchants to optimize cross-channel shopping. The PYMNTS Intelligence report “The 2025 Global Digital Shopping Index: Mexico Edition” revealed...
Why Retailers Are Turning to Payments as a Growth Lever
Sales that year were $975,000, PBS’ Frontline reported. It’s a figure that Walmart now makes every 46 seconds, according to a post on social platform X by Ticker Take founder Jon Erlichman. During the past 63 years, few things have remained as constant — and...
Shoppers Down Under Lead the World in Mobile-First Shopping
Consumers in Australia are increasingly mobile-first, frequently reaching for their phones as part of their shopping experience. This goes beyond just making online purchases. The average Australian shopper uses their mobile devices to browse or buy nearly...
The New Growth Engine for SMBs
Small- to medium-sized businesses (SMBs) are entering a new era in which embedded finance is not just a software feature but also a fundamental requirement for growth and competitiveness. According to Worldpay’s 2025 Merchant Insider Report, 9 in 10 small...
70% of Shoppers Prioritize Payment Method Picking Stores
Online businesses are grappling with a pervasive problem that costs them sales: the abandoned shopping cart. A recent report titled “How Preferred Payment Availability Can Reduce Cart Abandonment” by PYMNTS Intelligence sheds light on the challenge faced by...